Young married couple doing their paperwork together, paying bills online. Focus on the guy. Loving young couple using laptop and analyzing their finances. Writing notes.
(NAPSI)—If you’re like many people, you make New Year’s resolutions. Whether you love or hate the tradition, studies show that one of the most popular resolutions is healthier living—followed closely by setting financial goals.
These two resolutions are also interdependent, as 72% of people report experiencing money-related stress at least some of the time. That means financial wellness is proving to be more vital to overall health and happiness than ever.
It’s also a fact that only a small percentage of people who make resolutions actually keep them.
Luckily, Chylon Pappas, vice president of marketing at First Tech Federal Credit Union, has tips and savings tricks to get you started on the path to improving your overall financial health in 2023 and beyond.
- Make a Plan:Mapping out your financial goals is the first step. This will serve as a guide you can reference and fine-tune.
Investing, saving for retirement, and reviewing spending habits regularly can seem daunting, but there are a few ways to make the process less overwhelming: Continue reading
(NAPSI)—A uniquely American vision of love and murder, trauma, and healing around 2026, “Even Climate Change Can’t Stop Love and Murder” is the highly anticipated romantic suspense thriller and follow up to last year’s critically acclaimed “Even A Pandemic Can’t Stop Love And Murder” by A.E.S. O’Neill.
The Story
Barely surviving the climatic run-in in “Even A Pandemic Can’t Stop Love and Murder” with Jagger, the golem-like mob killer antagonist, Alby and Ginger—the series’ reluctant protagonists—are being relocated by government agents from New Jersey to Sedona, AZ. A dark episode in Iraq has left Alby permanently in hiding—a threat of death that follows him from the deserts of the Middle East to the deserts of Arizona.
The two cross a country straining at its social seams against climate chaos, insurrectionists, and white supremacists—deadly threats are at every turn as they search to define their love for each other—unaware that Jagger is still alive and after them.
Stuck in Alby’s truck for days, Alby and Ginger slowly get to know each other. Alby is quiet, with a wry sharpness. Ginger, a professional dance instructor, who is both tough and righteous with a hair-trigger temper, feels safe with Alby in ways she doesn’t understand. Their conversations range from deeply emotional to darkly funny and irreverent, reminiscent of the snappy patter used in the 1930s “Thin Man” classics. Continue reading
(NAPSI)—Rural small businesses face greater challenges to economic recovery and are less optimistic about the future compared to their non-rural counterparts, according to new survey data from SCORE, mentors to America’s small businesses.
SCORE’s Fall 2022 Megaphone of Main Street: The Small Business Rural/Urban Divide surveyed more than 3,000 entrepreneurs and found that while more than 75% of small businesses surveyed have returned to pre-pandemic levels or better, more than half (53%) of rural entrepreneurs say they feel somewhat or extremely negative about the economy and its impact on their business.
Although customer acquisition remains a challenge for all small businesses, inflation, the overall economy and cash flow are top concerns. In particular, rural entrepreneurs feel more challenged by inflation and supply chain disruptions. Specifically, rural small business owners are:
- 30.2% more likely than non-rural small business owners to cite inflation as one of their top three business concerns
- When compared to non-rural counterparts, are 32.4% more likely to cite supply chain disruptions.
Diving deeper, rural small businesses say cash flow is constrained by rising costs for utilities, supplies, labor and capital. Rural entrepreneurs are:
- 9.3% more likely than non-rural small businesses to report higher costs of doing business
- 24.5% more likely to report higher vendor prices, when compared to non-rural entrepreneurs.
Compared to their non-rural counterparts, twice as many rural entrepreneurs say there’s a lack of local banks in their area from which to seek financing, further limiting their ability to secure funding. Continue reading
(NAPSI)—Ann is a 74-year-old retired principal and grandmother living in Connecticut. Robin is a 58-year-old community health educator and mother of four living in Maryland. On the surface, these women may seem to have little in common, but what brings them together is that for the last 25 years, both have been living with HIV. They have also chosen to step out of the shadows about their journey and help others get past the stigma surrounding HIV.
Ann’s and Robin’s Stories
In 1998, Ann was shocked to receive an HIV diagnosis during a routine medical appointment, ultimately concluding that she may have contracted the virus during a hysterectomy 10 years earlier. After keeping her diagnosis a secret from everyone but some close family and friends for 20 years, Ann decided to open up about living with HIV so she could support others like her. Continue reading
(NAPSI)—As you prepare for the busy holiday travel season, you should be aware of an urgent stop-drive warning issued to owners and custodians of certain older model Dodge and Chrysler vehicles who have not replaced their recalled driver-side Takata air bags.
Approximately 276,000 2005-2010 Dodge Magnum station wagons, Dodge Challenger coupes, Dodge Charger and Chrysler 300 sedans fall under this warning. FCA US LLC has distributed notices to owners and custodians of these vehicles to immediately stop driving them. Continue reading
By TomL
Fauci was involved in using an estimated 7.2m US dollars at the Wuhan Lab during Obama’s Presidency. DR Rand Paul shouted down Anthony Fauci over involvement at the Wuhan lab. He was probably there during the COVID leak and did not know it. Actually Fauci defended the use of US dollars.
They have already raided our Social Security Funds, now they have killed off thousands of of the most vulnerable the Seniors, WHAT HAPPENED TO THE SOCIAL SECURITY MONEY OF THOSE WHO DIED? Where did it go? The Social Security fund should have a large surplus at the expense of many seniors who died in their golden years. Their spouses lives have been devastated. Their family lost their Grand Parent, Fathers, Mothers, Wives, Husbands, Uncle, Aunts, a family member over the power thirst and hatred of USA by China. Biden is now looking at the death tax. That means taxing the money left to a family member. Continue reading
By TomL
The election process is over for now, more to come in December. Now we have to pick up the pieces of the puzzle and put them together and take action.
If an Elections is won using Bit Coin stolen money is the election legal or is it do over? Wait some Politicians steal money all the time. Why would this be different or is it?
I don’t know what to say about the election results. If the Republicans can win the Senate. Maybe they can slow the spending.
Over seas i see on the internet that China is struggling because the loss of revenue from import export business. Trump imposed some tax on things they export to us. I’m not sure if Biden stop that import, export tax. Continue reading
Logistics. It is a word that has become a common part of the Ocala vernacular in the last few years but what does it mean? Why are logistics important to the local economy and how does it impact the community?
It is common to equate logistics and distribution but they are not equivalent. Logistics involves distribution but it is more than that. Logistics is the coordination and supply of raw materials, the management of production materials and finished goods, and the distribution of these goods to end users. Logistics is distribution but also manufacturing, marketing, warehousing, service, finance, and technology.
Ocala has become and is becoming more of a Logistics Hub for all of the reasons listed. Yes, the Ocala market has seen an explosion of distribution and fulfillment centers in the last few years. One needs to only drive around the community to see this impact with the new massive Amazon, AutoZone, Chewy, McLane, and Dollar Tree facilities. But one can also see the manufacturing role in logistics and the growth of companies and facilities like Signature Brands, Custom Window a Pella Company, and Cardinal LG. The FedEx Ground Hub, R&L Trucking facility, ABCO, and Swift Transportation are examples of the important delivery component in this sector. Continue reading
Dear Friends,
It is a great day to live in the Free State of Florida! Thank you, Florida voters, for a record turnout in the 2022 General Election. Floridians overwhelmingly confirmed that we should continue to be the state that protects life, confirms parental rights, combats “wokeism” in schools and makes sure that our elections are secure and fair. Because of you, Florida will remain a stronghold for the Republican Party and serve has a beacon of liberty for the rest of the United States.
November’s election results in a super majority for the both the Florida House and Florida Senate. In total, the Florida Senate Republicans picked up four seats and now hold a 28-12 advantage. Incoming Senate President Kathleen Passidomo will be completely unimpeded as she rolls out a new agenda for the next two years. She has asked me to serve as her right hand as President Pro Tempore, which I have humbly accepted. This leadership team is working to do what is best for Florida families. Key among those is protecting things like faith, family, freedom, opportunity and life.
Nationally, Florida delivered four more seats to the Republican Party in the U.S. Congress. Depending on the outcome of a few outstanding elections (more on that below) in other states, Florida may have single handedly delivered a majority to Republicans in Washington D.C and ousted Nancy Pelosi as Speaker, once and for all! Continue reading
The German government has accused the American commander of the allies in Europe, Gen Philip Breedlove of, disseminating ‘dangerous propaganda’ by minimizing the extent of Putin’s military in his annexation of parts of Ukraine. Putin denies that his military is fighting with the Pro-Russian separatist fighters in Ukraine. He claims that the people in that area are fighting for ‘freedom’ as they try to add parts of the Ukraine to Putin’s ‘empire’.
But US Lt Gen Ben Hodges, commander of the US Army in Europe, says that, in fact, at least 12,000 Putin troops are inside UKRAINE capturing more and more territory for Putin’s ‘separatist army’ which is directly proven to include Putin’s soldiers through satellite imagery, which anyone in the world can view for themselves. Hundreds of Russian soldiers have been killed in the separatist area of the Ukraine. Continue reading
